Commercial Property | B.K. Brokers - Business Loans & Asset Finance

Commercial Property Finance

Investing in or purchasing a commercial property? B.K. Brokers provides expert commercial property finance solutions to help you acquire offices, warehouses, retail spaces, and other commercial real estate in Australia.

Financing commercial property requires expertise, larger deposits, and a focus on income potential. Our brokers specialize in navigating these complexities to secure the best outcome for you.

What We Finance

We arrange loans for a wide range of commercial properties, including:

Office Buildings & Suites: From single office units to entire buildings.
Industrial & Warehouses: Factories, warehouses, and distribution centers.
Retail & Hospitality: Shops, restaurants, and commercial retail spaces.
Specialised Commercial: Medical practices, childcare centers, and gyms.

Commercial Loan Features at a Glance

Commercial mortgages differ from residential loans and include:

Loan-to-Value Ratio: Up to 70–80% of the property value.
Loan Terms: Typically 5–15 years with amortization options.
Interest Rates: Fixed or variable rates, usually between 5% and 8%.
Repayment Types: Principal-and-interest or interest-only.

Our Commercial Loan Expertise

B.K. Brokers makes commercial property finance simple. We help match you with the right lenders, negotiate rates, and structure financing tailored to your business goals.

Whether you need low-doc loans, private lender solutions, or detailed financing strategies, we ensure you get the best possible terms.

Secure Your Commercial Investment

Owning commercial property can be a great investment or a strategic move for your business. Let us handle the financing details and structure a loan that works for you.

Get a Free Consultation Today

Get Started Now

We're Here to Help. Our dedicated team is committed to assisting you promptly. If you have any questions, comments, or concerns, please don't hesitate to get in touch with us

info@bkbrokers.com +64 450 639 587

Complete the form, and we'll reach out to provide expert guidance on everything from bridge loans to business auto leasing. Let us help you make informed decisions about your business's financial future.

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Explore the Best Business Loan Options

Our comprehensive business loan calculator helps you understand the best business loan rates available, tailored to your specific situation.

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Take advantage of our exclusive connections to

over 60 reputable lenders

Let B.K. Brokers handle all the paperwork and streamline your finance process. Our proven 3-step approach ensures efficiency and success.

FAQs

Quick insights into some of our most asked questions.

We know and understand that setting out on your new business journey can be daunting and somewhat scary—here are some FAQs to help guide you.

Commercial property loans require a larger deposit, have slightly higher interest rates, and focus more on the property’s income and business financials. Loan terms are typically shorter (10-15 years) and fees tend to be higher.

Most lenders offer up to 70% of the property’s value. Some may go higher (up to 80%) depending on factors like lease quality, business financials, and collateral.

Standard requirements include two years of business financial statements, tax returns, lease agreements (for investment properties), contract of sale, and identification documents. Low-doc loans may require fewer documents.

Expect application fees, valuation costs, legal/documentation fees, and ongoing charges. These costs can often be tax-deductible when financing an income-generating property.

Yes, many commercial loans offer 1–5 years of interest-only payments, helping investors manage cash flow before transitioning to principal-and-interest repayments.